/* ==========================================
   Yvone Young - PFA Insurance Broker
   ========================================== */

:root {
    --primary-color: #1e3a5f;
    --secondary-color: #c9a227;
    --accent-color: #2d5a87;
    --text-color: #333333;
    --text-light: #666666;
    --bg-light: #f8f9fa;
    --bg-cream: #faf8f5;
    --white: #ffffff;
    --border-color: #e0e0e0;
    --shadow: 0 4px 20px rgba(0, 0, 0, 0.1);
    --shadow-hover: 0 8px 30px rgba(0, 0, 0, 0.15);
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: 'Microsoft YaHei', 'PingFang SC', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
    line-height: 1.8;
    color: var(--text-color);
    background: var(--white);
}

a {
    color: var(--primary-color);
    text-decoration: none;
    transition: all 0.3s ease;
}

a:hover {
    color: var(--secondary-color);
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

/* ==========================================
   Top Bar
   ========================================== */

.top-bar {
    background: var(--primary-color);
    color: var(--white);
    padding: 8px 0;
    font-size: 13px;
    position: fixed;
    width: 100%;
    top: 0;
    z-index: 1001;
}

.top-bar-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.top-bar-left {
    display: flex;
    gap: 25px;
}

.top-bar-left a {
    color: var(--white);
    text-decoration: none;
    display: flex;
    align-items: center;
    gap: 6px;
    transition: color 0.3s;
}

.top-bar-left a:hover {
    color: var(--secondary-color);
}

.top-bar-left i {
    font-size: 12px;
}

.top-bar-right {
    display: flex;
    align-items: center;
    gap: 6px;
}

.top-bar-right span {
    display: flex;
    align-items: center;
    gap: 6px;
}

.top-bar-right i {
    color: var(--secondary-color);
}

/* ==========================================
   Header & Navigation
   ========================================== */

header {
    background: var(--white);
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.1);
    position: fixed;
    width: 100%;
    top: 36px;
    z-index: 1000;
}

.header-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    height: 80px;
}

.logo a {
    display: flex;
    align-items: center;
    gap: 12px;
    text-decoration: none;
}

.logo-icon {
    width: 45px;
    height: 45px;
    background: linear-gradient(135deg, var(--primary-color), var(--accent-color));
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    font-size: 20px;
    font-weight: bold;
}

.logo-text {
    display: flex;
    flex-direction: column;
}

.logo-name {
    font-size: 22px;
    font-weight: 700;
    color: var(--primary-color);
    line-height: 1.2;
}

.logo-title {
    font-size: 12px;
    color: var(--secondary-color);
    font-weight: 500;
}

nav ul {
    display: flex;
    list-style: none;
    gap: 5px;
}

nav ul li a {
    padding: 10px 18px;
    color: var(--text-color);
    font-weight: 500;
    font-size: 15px;
    border-radius: 5px;
    transition: all 0.3s ease;
}

nav ul li a:hover,
nav ul li a.active {
    background: var(--bg-light);
    color: var(--primary-color);
}

.mobile-menu-btn {
    display: none;
    background: none;
    border: none;
    font-size: 24px;
    color: var(--primary-color);
    cursor: pointer;
}

/* ==========================================
   Hero Section
   ========================================== */

.hero {
    background: linear-gradient(135deg, var(--primary-color) 0%, var(--accent-color) 100%);
    padding: 196px 20px 100px;
    color: var(--white);
    position: relative;
    overflow: hidden;
}

.hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100"><circle cx="50" cy="50" r="40" fill="none" stroke="rgba(255,255,255,0.05)" stroke-width="0.5"/></svg>');
    background-size: 100px 100px;
}

.hero-content {
    max-width: 1200px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
    position: relative;
    z-index: 1;
}

.hero-text h1 {
    font-size: 48px;
    font-weight: 700;
    margin-bottom: 10px;
    line-height: 1.2;
}

.hero-text .title {
    font-size: 20px;
    color: var(--secondary-color);
    margin-bottom: 25px;
    font-weight: 500;
}

.hero-text .tagline {
    font-size: 24px;
    margin-bottom: 20px;
    opacity: 0.95;
}

.hero-text .description {
    font-size: 16px;
    opacity: 0.9;
    margin-bottom: 35px;
    line-height: 1.8;
}

.hero-buttons {
    display: flex;
    gap: 15px;
    flex-wrap: wrap;
}

.btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 14px 30px;
    border-radius: 8px;
    font-size: 16px;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
    border: none;
    text-decoration: none;
}

.btn-primary {
    background: var(--secondary-color);
    color: var(--primary-color);
}

.btn-primary:hover {
    background: #dbb42f;
    transform: translateY(-2px);
    box-shadow: 0 5px 20px rgba(201, 162, 39, 0.4);
    color: var(--primary-color);
}

.btn-outline {
    background: transparent;
    color: var(--white);
    border: 2px solid var(--white);
}

.btn-outline:hover {
    background: var(--white);
    color: var(--primary-color);
}

.hero-image {
    display: flex;
    justify-content: center;
    align-items: center;
}

.hero-placeholder {
    width: 350px;
    height: 350px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    border: 3px solid rgba(255, 255, 255, 0.2);
}

.hero-placeholder i {
    font-size: 120px;
    color: rgba(255, 255, 255, 0.3);
}

/* ==========================================
   Section Styles
   ========================================== */

section {
    padding: 80px 20px;
}

.section-header {
    text-align: center;
    margin-bottom: 50px;
}

.section-header h2 {
    font-size: 36px;
    color: var(--primary-color);
    margin-bottom: 15px;
}

.section-header p {
    font-size: 18px;
    color: var(--text-light);
    max-width: 600px;
    margin: 0 auto;
}

.section-divider {
    width: 60px;
    height: 4px;
    background: var(--secondary-color);
    margin: 20px auto 0;
    border-radius: 2px;
}

/* ==========================================
   Services Grid
   ========================================== */

.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 30px;
    max-width: 1200px;
    margin: 0 auto;
}

.service-card {
    background: var(--white);
    border-radius: 15px;
    padding: 40px 30px;
    text-align: center;
    box-shadow: var(--shadow);
    transition: all 0.3s ease;
    border: 1px solid var(--border-color);
}

.service-card:hover {
    transform: translateY(-10px);
    box-shadow: var(--shadow-hover);
}

.service-icon {
    width: 80px;
    height: 80px;
    background: linear-gradient(135deg, var(--primary-color), var(--accent-color));
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 25px;
}

.service-icon i {
    font-size: 32px;
    color: var(--white);
}

.service-card h3 {
    font-size: 22px;
    color: var(--primary-color);
    margin-bottom: 15px;
}

.service-card p {
    color: var(--text-light);
    font-size: 15px;
    line-height: 1.7;
}

/* ==========================================
   Features / Why Choose
   ========================================== */

.features-section {
    background: var(--bg-cream);
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
    max-width: 1200px;
    margin: 0 auto;
}

.feature-item {
    background: var(--white);
    padding: 35px;
    border-radius: 12px;
    box-shadow: var(--shadow);
    display: flex;
    gap: 20px;
    align-items: flex-start;
}

.feature-icon {
    width: 60px;
    height: 60px;
    background: var(--secondary-color);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.feature-icon i {
    font-size: 24px;
    color: var(--primary-color);
}

.feature-content h3 {
    font-size: 18px;
    color: var(--primary-color);
    margin-bottom: 10px;
}

.feature-content p {
    color: var(--text-light);
    font-size: 14px;
}

/* ==========================================
   About Section
   ========================================== */

.about-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
    max-width: 1200px;
    margin: 0 auto;
}

.about-image {
    display: flex;
    justify-content: center;
}

.about-placeholder {
    width: 400px;
    height: 450px;
    background: linear-gradient(135deg, var(--bg-light), var(--bg-cream));
    border-radius: 20px;
    display: flex;
    align-items: center;
    justify-content: center;
    border: 2px dashed var(--border-color);
}

.about-placeholder i {
    font-size: 80px;
    color: var(--border-color);
}

.about-text h2 {
    font-size: 36px;
    color: var(--primary-color);
    margin-bottom: 20px;
}

.about-text .subtitle {
    font-size: 18px;
    color: var(--secondary-color);
    margin-bottom: 25px;
    font-weight: 500;
}

.about-text p {
    color: var(--text-light);
    margin-bottom: 20px;
    font-size: 16px;
}

.about-list {
    list-style: none;
    margin: 25px 0;
}

.about-list li {
    padding: 10px 0;
    display: flex;
    align-items: center;
    gap: 12px;
}

.about-list li i {
    color: var(--secondary-color);
    font-size: 18px;
}

/* ==========================================
   FAQ Section
   ========================================== */

.faq-section {
    background: var(--bg-light);
}

.faq-container {
    max-width: 800px;
    margin: 0 auto;
}

.faq-item {
    background: var(--white);
    border-radius: 12px;
    margin-bottom: 15px;
    overflow: hidden;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
}

.faq-question {
    padding: 25px 30px;
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-weight: 600;
    color: var(--primary-color);
    font-size: 17px;
    transition: background 0.3s;
}

.faq-question:hover {
    background: var(--bg-light);
}

.faq-question i {
    color: var(--secondary-color);
    transition: transform 0.3s;
}

.faq-item.active .faq-question i {
    transform: rotate(180deg);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease;
}

.faq-item.active .faq-answer {
    max-height: 500px;
}

.faq-answer-content {
    padding: 0 30px 25px;
    color: var(--text-light);
    line-height: 1.8;
}

/* ==========================================
   Contact Section
   ========================================== */

.contact-section {
    background: var(--bg-cream);
}

.contact-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    max-width: 1200px;
    margin: 0 auto;
}

.contact-info h3 {
    font-size: 24px;
    color: var(--primary-color);
    margin-bottom: 25px;
}

.contact-info p {
    color: var(--text-light);
    margin-bottom: 30px;
}

.contact-details {
    margin-bottom: 30px;
}

.contact-item {
    display: flex;
    align-items: center;
    gap: 15px;
    padding: 15px 0;
    border-bottom: 1px solid var(--border-color);
}

.contact-item:last-child {
    border-bottom: none;
}

.contact-item i {
    width: 45px;
    height: 45px;
    background: var(--primary-color);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    font-size: 18px;
}

.contact-item-text strong {
    display: block;
    color: var(--primary-color);
    margin-bottom: 3px;
}

.contact-item-text span {
    color: var(--text-light);
    font-size: 15px;
}

.contact-form-container {
    background: var(--white);
    padding: 40px;
    border-radius: 15px;
    box-shadow: var(--shadow);
}

.contact-form-container h3 {
    font-size: 24px;
    color: var(--primary-color);
    margin-bottom: 25px;
}

.contact-form .form-group {
    margin-bottom: 20px;
}

.contact-form label {
    display: block;
    margin-bottom: 8px;
    color: var(--primary-color);
    font-weight: 500;
}

.contact-form input,
.contact-form select,
.contact-form textarea {
    width: 100%;
    padding: 14px 18px;
    border: 1px solid var(--border-color);
    border-radius: 8px;
    font-size: 15px;
    font-family: inherit;
    transition: border-color 0.3s, box-shadow 0.3s;
}

.contact-form input:focus,
.contact-form select:focus,
.contact-form textarea:focus {
    outline: none;
    border-color: var(--primary-color);
    box-shadow: 0 0 0 3px rgba(30, 58, 95, 0.1);
}

.contact-form textarea {
    min-height: 120px;
    resize: vertical;
}

.contact-form .btn {
    width: 100%;
    justify-content: center;
}

/* ==========================================
   CTA Section
   ========================================== */

.cta-section {
    background: linear-gradient(135deg, var(--primary-color) 0%, var(--accent-color) 100%);
    padding: 80px 20px;
    text-align: center;
    color: var(--white);
}

.cta-content h2 {
    font-size: 36px;
    margin-bottom: 20px;
}

.cta-content p {
    font-size: 18px;
    opacity: 0.9;
    margin-bottom: 35px;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

.cta-buttons {
    display: flex;
    gap: 20px;
    justify-content: center;
    flex-wrap: wrap;
}

/* ==========================================
   Footer
   ========================================== */

footer {
    background: var(--primary-color);
    color: var(--white);
    padding: 60px 20px 30px;
}

.footer-content {
    max-width: 1200px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr;
    gap: 40px;
}

.footer-about h3 {
    font-size: 22px;
    margin-bottom: 15px;
}

.footer-about p {
    opacity: 0.8;
    font-size: 14px;
    line-height: 1.8;
}

.footer-links h4 {
    font-size: 16px;
    margin-bottom: 20px;
    color: var(--secondary-color);
}

.footer-links ul {
    list-style: none;
}

.footer-links ul li {
    margin-bottom: 10px;
}

.footer-links ul li a {
    color: rgba(255, 255, 255, 0.8);
    font-size: 14px;
}

.footer-links ul li a:hover {
    color: var(--secondary-color);
}

.footer-contact p {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 12px;
    font-size: 14px;
    opacity: 0.9;
}

.footer-bottom {
    max-width: 1200px;
    margin: 40px auto 0;
    padding-top: 30px;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 20px;
}

.footer-bottom p {
    font-size: 13px;
    opacity: 0.7;
}

.footer-bottom a {
    color: var(--secondary-color);
}

.footer-designer {
    font-size: 13px;
    opacity: 0.7;
}

.footer-designer a {
    color: var(--secondary-color);
}

/* ==========================================
   Page Headers
   ========================================== */

.page-header {
    background: linear-gradient(135deg, var(--primary-color) 0%, var(--accent-color) 100%);
    padding: 176px 20px 80px;
    text-align: center;
    color: var(--white);
}

.page-header h1 {
    font-size: 42px;
    margin-bottom: 15px;
}

.page-header p {
    font-size: 18px;
    opacity: 0.9;
}

/* ==========================================
   Legal Page
   ========================================== */

.legal-content {
    max-width: 900px;
    margin: 0 auto;
    padding: 60px 20px;
}

.legal-section {
    margin-bottom: 50px;
}

.legal-section h2 {
    font-size: 24px;
    color: var(--primary-color);
    margin-bottom: 20px;
    padding-bottom: 10px;
    border-bottom: 2px solid var(--secondary-color);
}

.legal-section h3 {
    font-size: 18px;
    color: var(--primary-color);
    margin: 25px 0 15px;
}

.legal-section p,
.legal-section li {
    color: var(--text-light);
    margin-bottom: 15px;
    line-height: 1.8;
}

.legal-section ul {
    margin-left: 25px;
}

/* ==========================================
   Responsive Design
   ========================================== */

@media (max-width: 992px) {
    .hero-content {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .hero-image {
        order: -1;
    }

    .hero-placeholder {
        width: 250px;
        height: 250px;
    }

    .hero-buttons {
        justify-content: center;
    }

    .about-content {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .about-image {
        order: -1;
    }

    .contact-content {
        grid-template-columns: 1fr;
    }

    .footer-content {
        grid-template-columns: 1fr 1fr;
    }
}

@media (max-width: 768px) {
    .top-bar {
        padding: 6px 0;
        font-size: 11px;
    }

    .top-bar-container {
        flex-direction: column;
        gap: 4px;
    }

    .top-bar-left {
        gap: 15px;
    }

    .top-bar-right {
        display: none;
    }

    .header-container {
        height: 70px;
    }

    header {
        top: 28px;
    }

    nav ul {
        display: none;
        position: absolute;
        top: 70px;
        left: 0;
        right: 0;
        background: var(--white);
        flex-direction: column;
        padding: 20px;
        box-shadow: var(--shadow);
    }

    nav ul.active {
        display: flex;
    }

    nav ul li a {
        display: block;
        padding: 15px;
    }

    .mobile-menu-btn {
        display: block;
    }

    .hero {
        padding: 150px 20px 60px;
    }

    .page-header {
        padding: 150px 20px 60px;
    }

    .hero-text h1 {
        font-size: 32px;
    }

    .hero-text .tagline {
        font-size: 20px;
    }

    section {
        padding: 50px 20px;
    }

    .section-header h2 {
        font-size: 28px;
    }

    .footer-content {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .footer-bottom {
        flex-direction: column;
        text-align: center;
    }

    .feature-item {
        flex-direction: column;
        text-align: center;
    }
}

@media (max-width: 480px) {
    .hero-text h1 {
        font-size: 28px;
    }

    .btn {
        width: 100%;
        justify-content: center;
    }

    .hero-buttons {
        flex-direction: column;
    }

    .cta-buttons {
        flex-direction: column;
        align-items: center;
    }

    .contact-form-container {
        padding: 25px;
    }
}